This Privacy Policy ("Policy") outlines the

practices and procedures governing the collection, use, and disclosure of

Personal Information by AAIC Americas Affordable Insurance Comp DBA Browning Insurance and Estate Planning ("Company,"

"we," "us," or "our") through our website https://browninginsuranceandestateplanning.com/ (the "Service").

This Policy applies to all users ("Users") of the

Service and governs the handling of Personal Information collected thereby.

We are committed to protecting your privacy and ensuring

compliance with applicable data protection laws. We do not share or sell user

information except as described in this Policy. By using the Service, you

consent to the collection and use of your information as described herein.

Unless otherwise defined in this Policy, terms used have the same meanings as

in our Terms and Conditions, accessible at https://browninginsuranceandestateplanning.com//termsandconditions.

We may collect personally identifiable information

("Personal Information") that can be used to contact or identify you,

including but not limited to:

-Email address

-Full name

-Telephone number

-Postal address

-SMS information - including any content or details you provide when opting in to our SMS service

-Other information you provide

We collect this information to provide and improve the

Service, communicate with you, respond to inquiries, process orders, and

enhance our services.

We collect information that your browser sends when you

visit our Service ("Log Data"), including:

-Internet Protocol (IP) address

-Browser type and version

-Pages visited

-Date and time of visit

-Time spent on pages

-Device identifiers

-Diagnostic data

Cookies

We use cookies, which are small data files, to collect

information and enhance your experience. You can manage cookie preferences

through your browser settings. Refusing cookies may limit some Service

features.

We use remarketing services, including Google AdWords and

Facebook, to display targeted ads based on your Service visits. These services

use cookies. You can opt-out:

Google: Google Ads Settings

(

http://www.google.com/settings/ads

), Google Analytics Opt-out Browser Add-on

(

https://tools.google.com/dlpage/gaoptout

), Google Privacy & Terms

(

http://www.google.com/intl/en/policies/privacy/

).

Facebook: Interest-based ads

(

https://www.facebook.com/help/164968693837950

), opt-out instructions

(

https://www.facebook.com/about/ads/#568137493302217

), Digital Advertising

Alliance (

http://www.aboutads.info/choices/

,

http://youradchoices.ca/,

http://www.youronlinechoices.eu/

), Facebook Data Policy

(

https://www.facebook.com/privacy/explanation

).

We do not support DNT.

We may use third-party providers to facilitate our Service,

perform related services, or analyze Service usage. They have access to

Personal Information only for these tasks and are obligated to keep it

confidential. They may not share or sell your data.

We will not disclose SMS/text message information to third

parties, except as legally required.

SMS/text message information is used solely for the purposes

described in Section 4 (Use of Personal Information) and legal compliance.

We use Personal Information to:

-Provide and maintain the Service.

-Notify you of Service updates.

-Enable interactive Service features.

-Provide customer support.

-Analyze and improve the Service.

-Monitor Service performance.

-Detect and resolve technical issues.

·     

-Communicate via SMS/text messages (with

consent).

-Personalize communications.

-Respond to inquiries.

We disclose Personal Information, including SMS/text message

information, only when legally required, such as to comply with court orders or

subpoenas.

You have the right to access your Personal Information.

You have the right to rectify inaccuracies in your data.

You have the right to request erasure of your data.

You have the right to manage communication preferences.

You have the right to opt-out of SMS messages by replying

"STOP" or contacting us.

To exercise these rights, contact us using the information

in Section 11. We may verify your identity.

We implement reasonable security measures to protect

Personal Information. No method of transmission or storage is completely

secure; we cannot guarantee absolute security.

Your information may be transferred to and processed in

countries outside your jurisdiction, including the United States, where data

protection laws may differ. By providing information, you consent to this

transfer.

Our Service may contain links to third-party sites. We are

not responsible for their privacy practices.

Our Service is for users age 18 or older. We do not

knowingly collect information from children under 13. If we learn we have

collected such information, we will delete it.

We may update this Policy. Changes will be posted on this

page and effective immediately. Your continued use of the Service constitutes

acceptance of the changes. We will notify you of material changes via email or

a website notice.

Contact us at: anthony@biep.us